Insurance Info

Hurricane season is just around the corner, which means greater potential for flooding and / or flood your home. No matter where you live, floods can happen anywhere. If you live along the coast or near a body of water, in particular, protection and preparedness for disasters is necessary to ensure your finances are protected. Do you have an insurance policy against flooding?

The Federal Emergency Management Agency (FEMA) reports that flooding is America’s # 1 natural disaster. The melting of snow and flash flooding of tropical storms and dams that have reached full capacity, the potential for flooding should always be considered, no matter where you live. continue reading »

The Houston area has a particularly high risk for flood damage. The city is in an area that is at risk for hurricanes that can bring storm surges and high levels of precipitation. The altitude of the city is close to the level of the sea bed is mainly composed of clay does not absorb water well. There are rivers, streams and drainage channels that pass through Houston on the road to the abyss. There are bayous rainwater can overflow in heavy rains and flooding in adjacent areas. Heavy construction in the city can often lead to problems of flooding in surrounding areas. changes in weather to global warming and other factors may cause more intense weather events in the future.

Fema.gov You can visit the site to see maps of the areas flooded areas of Houston. You will see a significant percentage of the urban area has a high risk of flooding. Areas that have less risk are identified on the flood map in B, C, D, or areas XE ‘important to remember that residents of low-risk areas may be subject to flood damage. If it is about 30% of all claims for flood damage areas are considered low risk. continue reading »

Many experts predict an increase in weather-related disasters. The effects of global warming are increasingly evident, and changes in weather conditions may be related to the subject.

The hurricanes in the United States are the most destructive weather events linked. major hurricanes typically cause serious flood damage. The year 2005 was the worst flooding in recent history. FEMA generally considered a major flood in 1500, when losses are paid in a single event. In 2005, Hurricane FEMA 5 rating for the category of related events. An event with a billion dollars paid flood claims FEMA could be regarded as particularly important.

FEMA paid flood losses for Hurricane Katrina were over 15 billion dollars. actual damages are much higher, because many homes and businesses are not insured against flooding. total damage is estimated at over 80 billion dollars. Besides the economic damage of more than 1,800 people died in Hurricane Katrina and related flooding. The effects of damage and lives affected by this storm will last for years. continue reading »

Considering the climate is changing and most of the United Kingdom has in recent weeks (June 2007) is suffering from unusual weather and particularly rain and storms, is now more essential and more important than ever that you know if you are not covered by insurance for events such as flooding.

Recently, many people find that they do not provide the necessary value, while others have been lucky and not, when torrential rains lashed the United Kingdom and the houses were flooded and possessions ruined. This event is designed to approximately 1,200 requests for insurance for those who were lucky enough to have coverage. continue reading »